Deposit Rates

Deposit Rates Effective February 1, 2023

  • Type Minimum Balance APY*
    Savings

    ($5 minimum balance required to open an account)

    $100

    minimum balance required to earn dividends

    0.05%

    *APY = Annual Percentage Yield  is based on the assumption that dividends remain on deposit for the entire dividend period. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. Fees and penalties may reduce principal. Rates and yields listed above apply only to the dates listed above and are subject to change without notice.  Your savings are federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.  For more info contact us at (800) 404 – 5137

  • Savings Certificate Term Minimum Balance
    APY*
    6 months $2,500 0.70%
    1 Year $2,500 1.95%
    2 Years
    $2,500 1.25%
    3 Years
    $2,500 1.45%
    4 Years
    $2,500 1.50%
    5 Years
    $2,500 1.75%
    Savings Certificate Term Minimum Balance
    APY*
    6 months $25,000 1.50%
    1 Year $25,000 2.50%
    2 Years
    $25,000 1.70%
    3 Years
    $25,000 1.80%
    4 Years
    $25,000 1.90%
    5 Years
    $25,000 2.00%
    Savings Certificate Term Minimum Balance
    APY*
    6 months $50,000 1.00%
    1 Year  $50,000 3.00%
    2 Years
     $50,000 2.20%
    3 Years
     $50,000 1.80%
    4 Years
     $50,000 1.85%
    5 Years
     $50,000 2.25%
    Savings Certificate Term Minimum Balance
    APY*
    6 months $100,000 2.25%
    1 Year $100,000 3.50%
    2 Years
    $100,000 2.75%
    3 Years
    $100,000 2.50%
    4 Years
    $100,000 2.75%
    5 Years
    $100,000 2.90%

    *APY = Annual Percentage Yield  is based on the assumption that dividends remain on deposit for the entire dividend period. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. Fees and penalties may reduce principal. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.  For more info contact us at (800) 404 – 5137

  • Type Minimum Balance APY*
    Money Market
    $2,500 to $25,000
    $25,000 to $75,000
    $75,000 to unlimited
    0.30%
    0.40%
    0.65%

    *APY = Annual Percentage Yield  is based on the assumption that dividends remain on deposit for the entire dividend period. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. Fees and penalties may reduce principal. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.  For more info contact us at (800) 404 – 5137

  • Type Minimum Balance APY*
    Traditional | Roth | Education
     $1,000 0.30%

    *APY = Annual Percentage Yield  is based on the assumption that dividends remain on deposit for the entire dividend period. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. Fees and penalties may reduce principal. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.  For more info contact us at (800) 404 – 5137

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