Deposit Rates

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Deposit Rates Effective November 1, 2023

  • Savings Dividend Rate  APY*

    Savings

    $100 minimum balance required to earn dividends

    ($5 minimum balance required to open an account)

    		 0.05 %  0.05%

    *APY = Annual Percentage Yield is based on the assumption that dividends remain on deposit for the entire dividend period. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. Fees and penalties may reduce principal. Rates and yields listed above apply only to the dates listed above and are subject to change without notice.  Your savings are federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.  For more info, contact us at (800) 404 – 5137

  • Savings Certificate Term  with a Minimum Balance $2,500 Dividend Rate APY*
    6 months 1.00 % 1.01%
    1 Year 1.50 % 1.51%
    2 Years
    		 1.75 % 1.76%
    3 Years
    		 1.50 % 1.51%
    4 Years
    		 1.50 % 1.51%
    5 Years
    		  1.75 % 1.76%
    Savings Certificate Term with a Minimum Balance $25,000 Dividend Rate
    		 APY*
    6 months 2.00 % 2.02%
    1 Year 2.50% 2.53%
    2 Years
    		 2.25% 2.27%
    3 Years 2.00% 2.02%
    4 Years
    		 2.25 % 2.27%
    5 Years
    		 2.00 % 2.02%
    Savings Certificate Term with a Minimum Balance $50,000 Dividend Rate APY*
    6 months 2.50% 2.53%
    1 Year 3.93% 4.00%
    2 Years 2.75 % 2.78%
    3 Years
    		 2.50 % 2.53%
    4 Years 2.25% 2.27%
    5 Years
    		 2.00 % 2.02%
    Savings Certificate Term with a Minimum Balance $ 100,000  Dividend Rate APY*
    6 months 3.00 % 3.04%
    1 Year 4.89% 5.00%
    2 Years 3.25 % 3.30%
    3 Years
    		 3.00% 3.04%
    4 Years 2.50 % 2.53%
    5 Years
    		 2.25 % 2.27%

    *APY = Annual Percentage Yield is based on the assumption that dividends remain on deposit for the entire dividend period. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. Fees and penalties may reduce principal. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.  For more info, contact us at (800) 404 – 5137

  • Money Market Minimum Balance Dividend Rate APY*
    $2,500 to $25,000
    $25,000 to $75,000
    $75,000 to unlimited
    		 0.30 %
    0.40 %
    0.65%    		 0.30%
    0.40%
    0.65%

    *APY = Annual Percentage Yield is based on the assumption that dividends remain on deposit for the entire dividend period. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. Fees and penalties may reduce principal. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.  For more info, contact us at (800) 404 – 5137

  • Traditional | Roth | Education Minimum Balance Dividend Rate APY*
    $1,000
    		  0.30% 0.30%

    *APY = Annual Percentage Yield is based on the assumption that dividends remain on deposit for the entire dividend period. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. Fees and penalties may reduce principal. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. Your savings are federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.  For more info, contact us at (800) 404 – 5137