Checking Accounts

Easier Access and Lower Fees

POLAM is not for profit so that means lower and fewer banking fees for you, when compared to traditional banks that operate for profit.
 For example, if you maintain a minimum checking account balance of $500, you avoid paying an already low monthly service fee of $5.  There is no monthly service fee for members over 62 years old.

You also get free online and mobile banking access and free Bill Pay. We offer VISA Debit card you can use virtually anywhere in the world, and there are nearly 30,0000 CO-OP ATMs throughout the United States available to you to make withdrawals surcharge free.  In addition, your first batch of temporary checks is free. Your funds are also Federally-insured to at least $250,000 by the NCUA.

And that’s just the start to your savings on bank fees.

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