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Membership Benefits

Higher Deposit Rates, Lower Loan Rates and Fewer Fees

POLAM’s focus is serving the financial needs of their members and not making a profit. That’s why any profit made after operating expenses is returned back to the member in the form of Higher Deposit Rates, Lower Loan Rates and Fewer Fees!

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Home Equity Loans

First Time Buyer Program

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Rates

Because POLAM’s focus is serving member’s financial needs and not making a profit, any profit made after operating expenses is returned to the member. This is why we can offer you lower loan rates and higher deposit rates compared to banks that operate for profit.

Loan Rates

Deposit Rates
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