News and Events - POLAM Federal Credit Union

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Membership Benefits

Higher Deposit Rates, Lower Loan Rates and Fewer Fees

POLAM is dedicated to serving the financial needs of our members. As a not-for-profit financial institution, our goal isn’t to generate profits, but to return value to our members by offering the lowest possible loan rates and the highest dividend rates our earnings allow after covering operating expenses.

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Because POLAM’s focus is serving member’s financial needs and not making a profit, any profit made after operating expenses is returned to the member. This is why we can offer you lower loan rates and higher deposit rates compared to banks that operate for profit.

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