Get the best rate POLAM has to offer when you open a share certificate. You can lock your money for an extended period of time ranging from 6 months up to 5 years.

Different terms and amounts qualify for different rates. The minimum to open a share certificate is $2,500, or $500 for members under 18 years of age.

Your funds are Federally insured to at least $250,000 by the NCUA. A share certificate can also be used to build credit by securing it for a loan. Dividends are paid monthly and at maturity. Penalties for early withdrawal may apply.