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First Time Buyer Program

POLAM Credit Union is proud to offer a First Time Buyers Program that will help you get on the property ladder.

POLAM FCU offers mortgage loans up to 90% (LTV) Loan To Value, with no Private Mortgage Insurance,  meaning that with just a 10% down you can get financing for your first home at a superior rate while saving you from not requiring PMI insurance.  Become a member and enjoy the benefits of POLAM FCU.

Terms and Conditions apply.

*The First Mortgage Program has a variable rate which is based on the CMT Index.  Loan approval and rate are based on a verification of income, an evaluation of your creditworthiness, and property evaluations which include Loan-to-Value (LTV).  If you cancel your loan, third party fees may apply. Costs may include a non-refundable appraisal fee. Property insurance is required. Loan amounts up to $1 million. All loans and rates are subject to change.  The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs.  No additional discounts may be applied to these rates. New purchases only, no refinances. POLAM FCU is an equal housing lender.

For more information, call POLAM FCU at (800) 404-5137.