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Home Equity Loans

Home Equity Line of Credit

Most often the best way to consolidate your high interest rate consumer loans or to pay for your home improvement project is a Home Equity Line of Credit (HELOC). Utilizing the equity in your house, you can pay-off your credit cards or make improvements which could further increase the value of your home.

The home equity line of credit is a loan that allows you to borrow money as you need it. You pay interest on the amount you actually borrow. The interest is a variable rate tied to the prime rate plus a margin. The minimum FICO score is 650 and the maximum line of credit amount is either $260K up to 75% loan to value, or $360K up to 70% LTV.

Call us at (800) 404-5137 for rates and terms.