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Membership Benefits
Higher Deposit Rates, Lower Loan Rates and Fewer Fees
POLAM is dedicated to serving the financial needs of our members. As a not-for-profit financial institution, our goal isn’t to generate profits, but to return value to our members by offering the lowest possible loan rates and the highest dividend rates our earnings allow after covering operating expenses.
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Because POLAM’s focus is serving member’s financial needs and not making a profit, any profit made after operating expenses is returned to the member. This is why we can offer you lower loan rates and higher deposit rates compared to banks that operate for profit.
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Lost or Stolen Cards
Lost or Stolen VISA Credit or ATM Card outside of business hours?
For lost or stolen cards or if you suspect card fraud call the numbers below:
POLAM VISA Credit Card
(833) 541-0777
POLAM VISA ATM/Debit Card
(833) 337-6075
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Credit Card Login
Home Loan Assistance
Online Banking Login
Lost or Stolen Cards
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Home
About Us
Board of Directors
The Community
News & Events
Contact Us
Become a Member
Membership Benefits
Banking
Savings Accounts
Checking Accounts
Money Market
ATMs & Shared Branches
Mobile Banking
Savings Certificates
Debit Cards
Individual Retirement Accounts (IRA)
Online Banking
Loans
SBA Business Loans
Mortgage Loans
Home Equity Loans
First Time Buyer Program
Auto Loans
Personal Loans
Visa Credit Cards
Rates
Loan Rates
Deposit Rates
Resources & Forms
ATMs & Shared Branches
Disclosures
Credit Card Login
Home Loan Assistance
Online Banking Login
Lost or Stolen Cards
Financial Education