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Auto Loans

New Auto Loans

POLAM finances up to 125% of the purchase price including tax and license with flexible terms! Once you have negotiated your best deal, a dealer will customarily give you seven days to arrange financing.

Most often, we can complete the loan within 48 hours or less from the time we receive a complete application. Comprehensive insurance naming the credit union as a loss payee is required.

Used Auto Loans

Often a well- equipped, low mileage auto can be a better value than a new car. You should however research the car’s reliability, resale value and consumer satisfaction reviews.

Buying from a dealer is much simpler but often private parties are the better deals. A Carfax report is a good source of information about a car’s history.

Once you have made a selection, download an application from our website and submit it to us along with the purchase agreement, if buying from a dealer, or bill of sale and copy of registration if buying from a private party.

POLAM will lend up to 125% of the Lending Value as determined by Kelley Blue Book Quick Values. Our used auto rates are consistently lower than banks or auto dealers. Loans require comprehensive and collision auto insurance with a maximum deductible of $1000.00. For more information, please contact us at (800) 404-5137.

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