Mortgage Loans
Thinking About Moving On?
We now offer our lowest ever mortgage rates. If you are buying a home or simply looking for a better rate, give us a call.
For over 50 years, POLAM has specialized in real estate lending, with the majority of our loan portfolio dedicated to real estate. Our experienced team is committed to ensuring a smooth and seamless loan process from start to finish. Unlike larger institutions where you may feel like just another number, we provide the personal attention you deserve. At POLAM, we take pride in being your trusted point of contact throughout every step of your loan journey.
POLAM is a portfolio lender which means that we do not sell our loans to investors like most banks. Our loan product allows us to retain our loans and gives us more flexibility in the underwriting process.
If you are ready to buy or refinance, consider POLAM for your mortgage needs. We offer loans up to 90% of the home value with no private mortgage insurance required. To qualify you need to have a minimum FICO score of 650.
For more information about rates and terms call us at (800) 404-5137.
Information and interactive calculators are made available to you as self-help tools
for your independent use and are not intended to provide investment advice. We
cannot and do not guarantee their applicability or accuracy in regard to your
individual circumstances. All examples are hypothetical and are for illustrative
purposes. We encourage you to seek personalized advice from qualified
professionals regarding all personal finance issues.
All loans subject to approval.
